Evolve Health · Insurance
Insurance we accept
Evolve Health accepts many major insurance plans in Florida and Texas, including Medicare, Aetna, Cigna, Humana, UnitedHealthcare and Florida Blue. Find your plan below; our team verifies your benefits before every visit.
Plans · Florida
- Yes accepted (in network)
- No not accepted: you can still be seen as a self-pay patient
| Plan | Plan type | Podiatry | Physical therapy | Nephrology |
|---|---|---|---|---|
| AARP (UHC Medicare Advantage) | Medicare | Yes | Yes | Yes |
| AetnaWhole Health, Cleveland Clinic EHP, Better Health not accepted. | Commercial | Yes | Yes | Yes |
| Aetna Medicare Advantage | Medicare | Yes | Yes | Yes |
| Allegiance | Commercial | Yes | Yes | Yes |
| Allwell | Medicare | Yes | Yes | Yes |
| Ambetter | Commercial | Yes | Yes | Yes |
| Amerigroup | Medicaid | No | No | No |
| AvMed | Commercial | Yes | No | No |
| BayCare Cigna | Commercial | Yes | No | Yes |
| BayCare Plus Medicare | Medicare | Yes | Yes | Yes |
| Benefit Health Plan (BHP) | Commercial | Yes | Yes | Yes |
| Blue Cross and Blue ShieldSimplyBlue, MyBlue, BlueCare not accepted. | Commercial | Yes | Yes | Yes |
| Blue Cross and Blue Shield Medicare AdvantageBlueMedicare HMO (Classic, Preferred, Premier) not accepted. | Medicare | Yes | Yes | Yes |
| CarePlus | Medicare | Yes | No | Yes |
| CareSource | Commercial | Yes | No | Yes |
| Centivo | Commercial | Yes | Yes | Yes |
| CHAMPVA | Military | Yes | Yes | Yes |
| Cigna | Commercial | Yes | Yes | Yes |
| Curative | Commercial | Yes | Yes | Yes |
| Devoted | Medicare | Yes | Yes | Yes |
| Disney Cast Advantage - Orlando Health | Commercial | Yes | Yes | Yes |
| Disney CastCare - AdventHealth | Commercial | Yes | Yes | Yes |
| Emblem Health | Commercial | Yes | Yes | Yes |
| Employers Health Network (EHN) | Commercial | Yes | Yes | Yes |
| Evercare | Medicare | No | No | No |
| Evolutions Healthcare System | Commercial | Yes | Yes | Yes |
| First Health Network | Commercial | Yes | Yes | Yes |
| Florida Healthcare Plans | Commercial | Yes | No | No |
| Freedom Health | Medicare | No | No | No |
| GEHA | Military | Yes | Yes | Yes |
| Golden Rule | Commercial | Yes | Yes | Yes |
| HealthFirst Health Plan | Medicare | Yes | Yes | Yes |
| HealthSpring | Medicare | Yes | Yes | Yes |
| Hillsborough County Health PlanBrandon Blvd office only. | Medicaid | Yes | No | No |
| Humana Medicare Advantage | Medicare | Yes | Yes | Yes |
| Humana Medicaid | Medicaid | Yes | Yes | Yes |
| Medicaid (as primary insurance) | Medicaid | No | No | No |
| Medicare | Medicare | Yes | Yes | Yes |
| Meritain Health | Commercial | Yes | Yes | Yes |
| Molina Medicare | Medicare | Yes | No | Yes |
| NALC | Commercial | Yes | Yes | Yes |
| OptimumCall us, we can often still help | Medicare | No | No | No |
| Oscar | Commercial | Yes | Yes | Yes |
| PedicareCall us, we can often still help | Commercial | No | No | No |
| PHCS / Multiplan Network | Commercial | Yes | Yes | Yes |
| RosenCare | Commercial | Yes | Yes | Yes |
| Simply Healthcare | Medicaid | Yes | Yes | Yes |
| Sunshine Health | Medicaid | Yes | Yes | Yes |
| Surest | Commercial | Yes | Yes | Yes |
| Tricare | Military | Yes | Yes | Yes |
| Tricare for Life | Military | Yes | Yes | Yes |
| Ultimate Health PlansNephrology and physical therapy: Effective 12/1/26. | Medicare | Yes | Yes | Yes |
| UMR | Commercial | Yes | Yes | Yes |
| UnitedHealthcare | Commercial | Yes | Yes | Yes |
| UnitedHealthcare Medicare Advantage | Medicare | Yes | Yes | Yes |
| UnitedHealthcare Community Plan | Medicaid | Yes | Yes | Yes |
| UnitedHealthcare Shared Services | Commercial | Yes | Yes | Yes |
| USHealth Group | Commercial | Yes | Yes | Yes |
| VA Insurance | Military | No | No | No |
| WellCare | Medicare | Yes | Yes | Yes |
Good to know in Florida
- Aetna: Whole Health, Cleveland Clinic EHP, Better Health not accepted.
- Blue Cross and Blue Shield: SimplyBlue, MyBlue, BlueCare not accepted.
- Blue Cross and Blue Shield Medicare Advantage: BlueMedicare HMO (Classic, Preferred, Premier) not accepted.
- Hillsborough County Health Plan: Brandon Blvd office only.
- Ultimate Health Plans (nephrology and physical therapy): Effective 12/1/26.
While Evolve Health is currently out of network with Optimum and Pedicare, please call us. In many cases we can still work with you, and a member of our team will verify your benefits and go over your options.
Plans · Texas
- Yes accepted (in network)
- No not accepted: you can still be seen as a self-pay patient
| Plan | Plan type | Podiatry |
|---|---|---|
| AARP (UHC Medicare Advantage) | Medicare | Yes |
| AetnaKelsey Seybold IPA plans not accepted. | Commercial | Yes |
| Aetna Medicare Advantage | Medicare | Yes |
| Aetna Better Health | Medicaid | Yes |
| Allegiance | Commercial | Yes |
| Ambetter | Commercial | Yes |
| Benefit Health Plan (BHP) | Commercial | Yes |
| Blue Cross Blue ShieldKelsey Seybold IPA plans not accepted. | Commercial | Yes |
| Blue Cross Blue Shield Medicare Advantage | Medicare | Yes |
| Blue Cross Blue Shield Medicaid (STAR) | Medicaid | Yes |
| CHAMPVA | Military | Yes |
| CignaKelsey Seybold IPA plans not accepted. | Commercial | Yes |
| Community Health ChoiceUltra Select not accepted. | Medicaid | Yes |
| Curative | Commercial | Yes |
| Devoted | Medicare | Yes |
| Emblem Health | Commercial | Yes |
| Galaxy Health Plan | Commercial | Yes |
| GEHA | Military | Yes |
| Golden Rule | Commercial | Yes |
| HealthFirst Health Plan | Medicare | Yes |
| Healthsmart | Commercial | Yes |
| Healthspring | Medicare | Yes |
| Humana Medicare Advantage | Medicare | Yes |
| Humana Medicaid | Medicaid | No |
| Imperial Insurance Company of Texas | Commercial | Yes |
| Medicare | Medicare | Yes |
| Memorial Hermann Medicare Advantage Plans | Commercial | Yes |
| Meritain Health | Commercial | Yes |
| Molina Medicare | Medicare | Yes |
| NALC | Commercial | Yes |
| Oscar | Commercial | Yes |
| PHCS / Multiplan Network | Commercial | Yes |
| Superior Health (STAR/CHIP) | Medicaid | Yes |
| Surest | Commercial | Yes |
| Texas Medical Management | Commercial | Yes |
| Tricare for Life | Military | Yes |
| Tricare West | Military | Yes |
| UMR | Commercial | Yes |
| UnitedHealthcareKelsey Seybold IPA plans not accepted. | Commercial | Yes |
| UnitedHealthcare Medicare Advantage | Medicare | Yes |
| UnitedHealthcare Medicaid | Medicaid | Yes |
| UnitedHealthcare Shared Services | Commercial | Yes |
| USHealth Group | Commercial | Yes |
| WellCare | Medicare | Yes |
| WellMed | Medicare | Yes |
| WellPoint | Medicare | Yes |
Good to know in Texas
- Aetna: Kelsey Seybold IPA plans not accepted.
- Blue Cross Blue Shield: Kelsey Seybold IPA plans not accepted.
- Cigna: Kelsey Seybold IPA plans not accepted.
- Community Health Choice: Ultra Select not accepted.
- UnitedHealthcare: Kelsey Seybold IPA plans not accepted.
Not sure? We check for you.
You do not have to decode your plan. Book or call with your card handy and our team confirms everything before you are seen.
Book or call
Choose an office and book online, or call. Either way, have your insurance card ready.
We verify before your visit
We confirm network status, copay, deductible and whether your plan needs a referral or prior authorization.
You know the cost first
If anything is out of network or not covered, we tell you your options and the estimated cost before care starts.
No insurance, or out of network?
You can still be seen. Every Evolve Health office offers self-pay rates, and our staff will explain the cost before your visit.
Self-pay rates
Clear, per-visit pricing for patients without coverage or with a plan we are not contracted with. Ask the office for current rates.
FSA and HSA
Flexible spending and health savings accounts can be used for visits, procedures and physical therapy.
Flexible payment options
Our billing team can walk you through payment options designed to keep care affordable and transparent.
Understanding your coverage
The terms that decide what you pay, in plain language.
In network vs. out of network
In network means we have a contract with your plan, so you pay your normal copay or coinsurance. Out of network means no contract; you may pay more, or use self-pay rates.
PPO vs. HMO
A PPO lets you see specialists without a referral and usually has some out-of-network coverage. An HMO usually requires a referral from your primary care doctor and covers in-network care only.
Medicare vs. Medicare Advantage
Original Medicare is the federal program with Part B for office visits. Medicare Advantage plans are sold by private carriers such as UnitedHealthcare and Humana, and each one has its own network.
Copay, deductible and coinsurance
A copay is a fixed amount per visit. A deductible is what you pay before your plan starts paying. Coinsurance is the percentage you pay after that.
Referrals and prior authorization
Some plans, especially HMOs, Medicare Advantage and Tricare Prime, require a referral from your primary doctor or approval from the plan before a specialist visit. Plan notes above show where this applies.
Reading your card
The carrier name and logo tell us the network. The plan name, such as PPO, HMO or Medicare Advantage, and the member and group numbers are what we use to verify your benefits.
Insurance questions, answered
Medicare, Florida Blue, Medicaid, Tricare, referrals and what happens if your plan is not listed.
Evolve Health accepts many major insurance plans in Florida and Texas, including Medicare, Aetna, Cigna, Humana, UnitedHealthcare and many Blue Cross Blue Shield plans. Accepted plans vary by state, service and plan type, so choose your state on this page, find your plan and check the column for your service, then contact us to confirm your exact coverage.
Not always. Physical therapy and nephrology are offered at our Florida offices, and a few plans are accepted for podiatry but not for physical therapy or nephrology. The plan list has a column for each service. Our Texas offices offer podiatry.
Yes. Original Medicare is accepted in Florida and Texas, along with many Medicare Advantage plans from carriers such as UnitedHealthcare, Humana, Aetna and Blue Cross Blue Shield. Some Medicare Advantage HMO plans are out of network, so check the list for your state or call us.
Many of them. Participation depends on the carrier, the state and the specific plan; some Medicare Advantage plans are out of network, and a few require a referral or prior authorization. Choose Medicare under plan type to see them, and we will verify your plan before scheduling.
Yes. Blue Cross and Blue Shield and Blue Cross and Blue Shield Medicare Advantage plans are in network in Florida, except the HMO plans: SimplyBlue, MyBlue and BlueCare, and BlueMedicare HMO (Classic, Preferred and Premier). If you are not sure which plan you have, our team can check your card.
Florida Blue is the Florida-based Blue Cross Blue Shield company, but not every Blue Cross Blue Shield plan is Florida Blue. Many people living in Florida have out-of-state Blue Cross Blue Shield plans, which we accept. If you are unsure which network your card is on, we can verify it for you.
Yes. Blue Cross Blue Shield plans from other states are accepted in both Florida and Texas, with the same exceptions as the local plans. Because participation can vary by plan and network, we verify your specific card and benefits before your appointment.
Some Medicaid plans, depending on the state. In Florida, we accept Hillsborough County Health Plan (Brandon Blvd office only), Humana Medicaid, Simply Healthcare, Sunshine Health and UnitedHealthcare Community Plan; Amerigroup and Medicaid (as primary insurance) are not accepted. In Texas, we accept Aetna Better Health, Blue Cross Blue Shield Medicaid (STAR), Community Health Choice (Ultra Select not accepted), Superior Health (STAR/CHIP) and UnitedHealthcare Medicaid; Humana Medicaid is not accepted. Physical therapy and nephrology can differ, so check the column for your service in the plan list. If you have Medicaid, please call us before scheduling so we can confirm your plan.
Yes. Tricare and Tricare for Life are accepted in Florida, and Tricare West and Tricare for Life in Texas. Tricare Prime requires a referral before your visit.
Contact Evolve Health. Insurance participation changes and can vary by provider, office and plan type, so our team will review your plan details, confirm whether we are in network and explain your options before your appointment.
We do it for you. Evolve Health verifies your benefits and network status before your appointment is confirmed. Booking online or calling with your insurance card handy is all you need to do.
Usually, yes. Some plans include out-of-network benefits, and every office offers self-pay rates. Call us and we will review your plan, verify any benefits and go over the cost before your visit.
Yes. A few plans are accepted only at certain Evolve Health offices, and participation can vary by provider and by service. Plan notes on this page flag those cases. When in doubt, call the office you plan to visit.
Before you book
- Your insurance card, front and back
- Plan type: PPO, HMO, Medicare Advantage or Medicaid
- A referral, if your plan requires one
- A photo ID
Or book online and we verify your benefits before the visit is confirmed.
